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Business Premium Insurance

We know how much time and hard work you put into making your business a success so it’s only natural you should want to protect that, which is where business insurance comes in. However with the amount of different business insurances on the market it can be confusing with what type you need and how much you need to cover. Most company’s will need more than one type of business insurance so we hope the below can help you decide, simply follow the links for more information.

Types of Business Insurance:

  • Public Liability Insurance
  • Tradesmen Insurance
  • Professional Indemnity Insurance
  • Shop Insurance
  • Employers Liability Insurance
  • Restaurant and Pub Insurance
  • Business Premises Insurance
  • Business Assets Insurance
  • Specialist Business Insurance

Good to Know…

  • Employers Liability Insurance is a legal requirement for all businesses with 1 or more members of staff
  • You are likely to need your company details and turnover, employee payroll information and details of any previous claims to be able to get an accurate business insurance quote
  • Failure to have the right business insurance policy can result in a loss of custom, a loss of revenue and ultimately a loss of the entire business should the worst happen

Top Tips…

  • Ensure you compare like for like quotes, cheaper will sometimes means you are underinsured and although it may save money when taking out the policy it will cost you a lot more in the long run
  • Check your excess fee, sometimes when the price is cheaper it could be because the excess is much higher
  • Double check, triple check and double check again you are not in any event going to be left underinsured, it could end up costing you a fortune if you are